We all know that typically finances are boring. They don’t have to be, you can make your finances fun. Yes, they can be just as fun as all those random cat videos you watch on YouTube.
We dread dealing with something we have no passion for.
Who says that it’s not okay to have passion for money and finances? NO ONE but YOU!
We make it difficult for ourselves because of fear, lack of knowledge or something as simple as habits.
Let me tell you a story. Once upon a time, in a land far, far away…kidding. I couldn’t help myself. This isn’t a Cinderella story, not yet at least.
For at least twenty years, all I have ever known in my life is debt. How does that translate? I started hating money and finances. I dreaded looking at bank accounts or opening bills, and in turn, I soothed it all by purchasing more stuff. It also made me start hating the jobs I was stuck doing. I wasn’t able to take a risk and change careers because I was stuck with all this debt.
Unless you’re a complete moron, you’ll know this type of behaviour is not helpful at all.
How do you find the fun in money?
Think like a kid. When you were five, you would conscientiously save your allowance to buy that one special comic book, toy car, doll or video game. Same deal with your finances. Learn to save for something like a kid would. You are not entitled to everything, no matter the cost. That, my friends, is living beyond your means. Want a Ferrari? Well, guess what? You’re going to have to either become a serial entrepreneur, venture capitalist or steal one. I’m guessing that if you’re like me, stealing is not an option. Dream a dream, make it happen!
Be passionate. Use what you’re passionate about in life, and relate it to your money. Love music? Think of all your investments as a symphony working harmoniously together. Just as you had to learn the notes on the page, harmonics, chords, etc…you have to learn all those details about your finances. Learn about how much you make, how to create a budget and how to make it all work for you.
Simplicity. Yep, good old simplicity. You can combine this one with think like a kid. I have fantastic memories of playing in those huge cardboard boxes that appliances come in. Forget the appliance, as a kid I could have cared less. The box itself was whatever I wanted it to be – a supermarket where I could sell imaginary groceries to the neighbourhood kids, a fort to hide in, a spaceship or fantastic flying machines. The opportunities were endless for a simple, plain cardboard box. The point is, keep it simple with your money. Realize your level of knowledge and don’t overcomplicate.
Color outside of the lines. When you were a kid, you were content with every color crayon in the box and scribbling all over the page. Lines? What lines? Those didn’t matter, hell, that silly dragon on the page turned into a fire-breathing dragon in a spacesuit. Same deal with your finances, experiment and think of new ways to make your finances work for you.
With Thanksgiving weekend upon us, I want you to remember the fun; simple things that you liked to do as a kid and equate those to your finances. Richness is not necessarily monetary wealth, richness is who you surround yourself with in life and how you give back to others.
Happy Thanksgiving! Have some frugal fun while you’re at it 🙂
I leave you with Pumpkin Oatmeal Pancakes as temptation.
1 cup all-purpose flour
1/4 cup quick-cooking oats
2 tablespoons brown sugar
1 1/2 teaspoons baking powder
1/2 teaspoon salt
Few dashes each of cinnamon and nutmeg (to taste)
1 cup 2% reduced-fat milk
1/4 cup canned pumpkin (plain)
1 tablespoon melted butter
1 large egg, lightly beaten
Combine flour and next five ingredients in a large bowl. Mix together. Combine egg, milk, butter and pumpkin; add to flour mixture, stirring until smooth.
Spoon about 1/4 cup batter onto a hot nonstick skillet. Turn pancakes when tops are covered with bubbles and edges look cooked (about 2-3 min per side). Serve with your favorite syrup! I like agave.