Many things precipitated my “wake-up call” this week. It could have been the 5 hours and 10 minutes I spent in my car on Wednesday driving at an average of 29km/h to and from Downtown Toronto to do my job. Why is it that my car has to provide this information? It just made me come to the realization that rush hour traffic is so inefficient…oh my!
Or it could have been listening to My so-called chaos by Alanis Morissette very loud while sitting in previously stated traffic.
I want to be naked, running through the streets
I want to invite this so called chaos, that you’d think I dare not be
I want to be weightless, flying through the air
I want to drop all these limitations and return to what I was born to be
Or it could have been earlier in the week where I decided enough is enough! Looking at my newly organized closet, I had a stark awakening.
Do you know anyone that actually needs to have this many items of clothing in their possession? Not to mention shoes…..okay, I will concede on the shoes. Every gal needs shoes. Honestly, no wonder I have debt….I spend my way into a closet. That is exactly why I am back living with family in a room the size of a closet. Enough about me! Let’s get to the challenge at hand. They say that it takes 21 days of doing something to form a habit, well I’m going to kick the habit of shopping and get myself out of debt! I’m going to come clean here…I have $28K in consumer debt (not including my car). I unfortunately cannot sell my car as I need it to do my job.
I scoured the net on ways to start my 21 day challenge and funny thing, I ended up back at one of my favorite blog sites, www.zenhabits.net. I like it because it’s simple…
Keep it simple! The simple steps of habit change:
1. Write down your plan.
2. Identify your triggers and replacement habits.
3. Focus on doing the replacement habits every single time the triggers happen, for about 30 days.
He goes on to speak about the Habit Change cheatsheet which are a compliation of 29 tips but that’s too much for me at this point. Read the full post here:
What is interesting is that I’ve done this all before. I get started on a plan of change and something railroads me (most likely those darn triggers he’s talking about). It’s usually my own mind and those fears coming back again, causing me to stand in my own way. I’m sure I am not the only one this has happened to.
Well no more.
You (whoever you are out there) will be my mentors, my judge and jury. Hold me accountable just as you would one of your closest friends! I’ll make regular posts on my debt, whether I make positive or negative progress; feel free to offer support and/or criticism.
I believe that part of attaining happiness and balance in life, is to be debt free. I was debt free once – only once – and it was a fantastic feeling! I want to feel that way again.