Capsule wardrobes, minimalist wardrobes, consigning clothes, investment pieces, staple items, and Top 10 wardrobe must haves for work; my brain has been saturated for the past two weeks with every fashionable piece of fashion terminology known to every creature on this beautiful planet. It’s every woman’s wardrobe dilemma – how do I keep it small and simple without spending a small fortune? Translated: Corporate Utilitarian on a budget. That was my very dilemma. The sad thing is, it’s not easy to do if you want garments that will last, aren’t made by six year olds in a hot warehouse with no windows and are easy to care for. Read: I hate Dry Cleaning (so does my budget).
How do I get the wrong out and the right in, then never spend again?
You know how they say if you associate something negative or even extreme pain with something, you’ll never do it again? Well, I did exactly that, I tore that stinking bandage right off the fashion wound, there was no more Mickey Mouse band aid to be found (yep, I like Mickey Mouse band aids, they’re my fave)…and it hurt…a lot.
It hurt to the tune of $2200.
I will not repeat that until my wardrobe is scraggly and falling to bits. For the past week, I was completing my “I’m gonna get my dream job” wardrobe – suit, work blouses, work dresses, etc.
I can hear you all groaning…geez, not again! Does this girl never stop shopping for clothes? I have been known to touch and feel a garment without buying, it does happen – pigs fly, but it does happen. Last year I spent $8900 on clothes….somehow I managed to, that’s what my fancy financial software is telling me. This year, I have spent $4394 YTD on clothing (not including pending transactions, closer to $5000).
See what I mean? That’s pain!
I finished tearing off the band aid, have felt the extreme pain, looked at all those crazy red numbers in Quicken and said to myself – Screw this whole frickin’ shopping thing! If people do not like the way I look, tough shit (well, I do care but not $5000 much). That is $5000 that I will never get back (I have returned some items after questioning fit and whether they belong in my wardrobe). A positive item to note is that the $5000 does not include the $400 I am expecting back from all the clothes I have consigned. Keeping my fingers crossed!
Getting the wrong out: 1. Return what doesn’t work to the store and 2. Consign, consign, consign. Obviously, Option 1 is preferred to get all money back but we are human here and we do make mistakes.
Getting the right in: 1. Buy Quality 2. Check materials, how well it’s assembled and watch for where it’s made!
So, Ms. Ranty Ranterton, now that you’ve spewed about what you spend on clothes and peeling off band-aids, how are you going to solve this problem of going cold fashion turkey? It did not work last time with your fashion cleanse, what makes you think you’ll stick to it now?
Two words: Tenacity and Dreams
I’ve been told this week that I have tenacity, and in my blog comments, that I should associate something good to saving, focus on my “why” – FREEDOM AND HAWAII!
Never spending again? The Do Over
Let’s try this again! It wasn’t a complete fail before but it wasn’t exactly a triumph either. DO OVER!
As of April 1st, I commit to:
- Wealth, first and foremost.
- Not spending a dime on anything! No shopping, not even a pair of socks, no sheets for my bed, no splurgy type stuff. NOTHING!!
- For each week that I get by without spending on clothes or other non-essential shopping, I will contribute $20 to a pot that will go to building wealth. This is separate from emergency savings, vacation, and home savings.
- Since I have gone minimalist with my groceries, I have not had many treats. If I go an entire month without spending on clothes and I have $100 saved to my wealth fund, I am allowed a treat with my groceries (donut, cookies etc.)
The optimal result: I have now associated pain with shopping for clothes (hours trying on clothes, money spent, rude salespeople, and time wasted etc.)
The new plan will associate something positive and happy with not spending on clothes, I get to build wealth!
I’m in! Are you? Want to help? Tell me your “why”. What’s your tangible reason for saving instead of spending?
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