I am an idealist, a traditionalist and a romantic by nature; what a zany combination for one person to have, isn’t it? I am also fiercely independent and stubborn to the letter, it’s quite possibly the very reason I rebel against my budget quite often. No shopping? No new clothes? Bah! I will do as I please. Or will I? For most of my teen and adult years, I have lived with the romantic notion that Prince Charming will come along, sweep me off my feet, and provide for me. Crazy notion isn’t it. On the other hand, more like one straight out of a Danielle Steele novel.
I recently started reading Prince Charming Isn’t Coming by Barbara Stanny, and for the first time in four years since my divorce, I am starkly reminded that I need to be even more independent and self-sufficient than I’ve ever been. It’s not that I have given up hope on Prince Charming, it’s the fact that he may come along and have several financial inadequacies himself – remember I’m a romantic; I’ll marry for love not money. There is also the reality proven by my failed marriage that nothing lasts forever and I could find myself on my own again. It reminds me that there is no better person to rely on than you. You are the keeper of your future and your financial future at that.
It has led me towards a new challenge of trying to understand the financial world around me more than I do now. I consider myself to have above average knowledge when it comes to budgets, finances and investments, but there’s still a lot to learn and more cliffs to jump off. Strange analogy, yes, but it’s fitting; it represents the fear of the unknown to be conquered and that unless I’m willing to, I will never spread my wings and soar high when it comes to finances.
Whether you have your own Prince Charming or are waiting for him to arrive on his white horse, it’s important not to put off what needs to be done financially now. Whether he shows up or not, you need to know your finances, be in control of them and keep a vested interest in them.
So until he shows up, it’s time to get learning. My latest financial foray is into stocks and signing up with Questrade. They have their own site setup for learning about stock trading at Learn Stock Trading
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I’m happy to see that more and more women are taking the time for their personal finances and really learning and facing what needs to be done. Too many of us shy away from our finances thinking it’s not our domain and it turns an otherwise self-assured, sophisticated, confident woman into a timid little Cinderella. It’s time to stand up and fight back, face it – Prince Charming isn’t coming.