Belief is a great thing. Trust is something even stronger. Combine the two and you have an iron clad defense against the dark arts of debt.
Lately I’ve been lacking in belief and possibly a bit of trust in myself. It can be frustrating when you lose belief in yourself and start to doubt (or, not trust) in yourself.
The lack of both can be as crippling as fear. It can stop you dead in your tracks and have you questioning every little piece of your life. At this juncture, I’m sure it’s normal. When you venture into new adventures in life, you’re bound to have a few hiccups.
What do belief and trust have to do with budgeting?
Well, you need to believe and trust in your ability to eliminate your debt and that you can use a budget as a tool to achieve your goals.
What if you’ve lost belief in your ability to do something? Are you doomed to fail?
First, NO. Of course not. We don’t do doom here.
We’ve all felt the tingling in our bones that failure may be imminent. Your happiness wilts ever so slightly.
At some point in your life, someone may have told you that you couldn’t do something. And at the time, you believed them.
You may have failed at something once, so what’s stopping it from happening again.
We’ve all thought these things, felt these feelings, many of us have been there. And before long the pity party starts.
Heck, I’ve felt it. Last year was a horrible year of overspending. 2013 saw me reach halfway to debt freedom only to come crashing down in failure.
At my 6-month no spend check in this year; I wondered if I could keep going.
It’s at this point you must trust in yourself and believe that a budget is the one tool that will get you to the finish line. Well, that and your brain of course. The budget is the brawn and you’re the brains, am I right?
When you’ve never been debt free, like me (well, aside from when I was born), you wonder if you have the capability to believe you’ll be free. Will I reach the finish line and what do I do when I get there? Our good old friend analysis paralysis likes to set in. We don’t know the future, it’s not possible. Stop focusing on what if’s and create your what next’s.
This is why there is such a great power in believing, in knowing and envisioning the debt free life. It’s like a choose your own adventure novel with infinite endings.
That’s why I’m saying right now, I AM DEBT FREE. I am envisioning how great my budget works for me, the abundance I have, and what my life looks like without debt.
I’m feeling the freedom baby!
It may sound like gobbledygook but trust me, it isn’t. A great thing happens – you FOCUS. You stop comparing, stop wanting and stop focusing on all the fancy things you think you’re lacking. It all fades away.
When you’ve tried everything else, there’s only one other course of action – try something different. If last time you lost belief in your ability to pay down your debt, tell yourself that this time you believe in your ability to do it.
Push past that point. Feel what it’s like to do things differently.
Because, really, what’s stopping you? No one but you can make things happen for you.
You can change. You can believe in yourself. You can trust in yourself to get it done.