There are times in our lives when we stop and think on where we’ve been, where we are going and what type of person we want to be. We contemplate the reasons why we’re here, ponder on that nagging feeling that there’s “more”, and that longing deep within asking us how we can serve the world and make it a better place. It’s that never-ending journey we’re on for our little corner of something that will make our soul feel at peace.
For several years now, I’ve thought more on how I can satiate that inner calling that won’t leave me alone. Time and again, I ponder what is my true calling, what can I do to help others either in my daily work, or in a non-career related activity. I was so focused on the soul searching of how I could help others; that I forgot to look on the surface.
Life right now is asking me, no begging me to change my financial character, to put the final cornerstone in the foundation that will hold the house up. There have been simple little signs all around me that I was too busy to pay attention to, as I was looking too deep within.
What are the little signs?
- Aging parents and discussing death, wills and estate taxes.
- Turning 40 next year.
- Dreams that want to be realized but with each additional dollar spent, I step further away from them.
Today’s post is a bit more of a serious nature compared to my Spenderella adventures, where you’ll find me joking about that alter princess ego of mine. On occasion, some seriousness is required; the yin to the yang as it were. 🙂
I’m sure you’re sitting there trying to guess what on earth I’m talking about and why so serious? Well, we can make light and laugh at our inner Spenderella’s all we want but there is a serious side to it as well. It takes a moment of reflection, contemplating all the years past and recognizing what life is actually asking of you.
For myself, it’s finally truly admitting that I am a shopaholic, accepting that fact wholeheartedly and then embarking on the adventure of changing my financial character. Quite honestly, do I want to be a spendthrift for the rest of my life? NO. How could I help others? By completing this challenge and showing others in a similar circumstance that it can be done.
What’s my current financial character?
If there’s any label that applies to me, it’s fashionista, designer diva, shopaholic, and spendthrift. Yes, I may know how to make money but I also know how to spend it and quite luxuriously at times.
What’s my future financial character?
Considering I do not like the label of being a shopaholic spendthrift, it’s quite obvious I want the exact opposite label to apply. However, there’s more to it. Not only would I like to be deemed a saver, I would also like to be considered a philanthropist, forward thinker, and an investor.
How am I going to change my financial character?
It’s already been happening, my financial character has slowly been changing as each year passes with my journey on this blog. Each year I learn more about myself, how I budget, and how I spend and save, which all start to morph my financial character in the direction I want.
- No Spend Year. I am continuing and will successfully complete the No Spend Year. I AM ready for it, I WANT to accomplish this and I MUST change my financial character. Several of you have commented that maybe I’m not ready to do this, and that I should consider factoring “oopsies” into my budget; none of that will get me to the finish line successfully.
- Re-focusing my mindset. For quite some time, I focused on being good at budgeting and saving, which is important and at the base root of all things financial but not the full picture. I want to be a good female example/role model of a successful woman who turned from a shopaholic to a saveaholic.
Tips to change your financial character:
- Accept your financial character flaws. Coming to terms with what got you in the position you’re in is THE most important step. No denial allowed!
- Accept criticism from others, it WILL happen. Don’t get defensive and try to prove them wrong. Instead, accept it, reflect on it and realize you will have to change.
- Act! Make the changes. You might not like it at first but believe in yourself that you can change your financial character. Try new things, no one ever made much change without doing things differently.
- Visualize. Envision your optimal financial character, dream big! Remember the adage, aim for the moon and hit the stars.
- Try, try, try, try, try and try. Be tenacious in achieving your goals. No one accomplished all their goals the first go round. Think Thomas Edison and 10,000 ways not to make a light bulb.
I want to become a female force to be reckoned with, relying on no one financially and paving my own yellow brick road. And although I know I’m a good, well-rounded soul, my character has its flaws and could do with some improvement. It’s that moment of realization knowing that your character could be improved that you embark on an adventure to do more and be more to the world around you. Embrace your financial character weaknesses, strive for more, dream a bit, and then go achieve. Most importantly, have faith and believe you can accomplish what you set out to.